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Invoicing
Best Accounting Software for Small Business
Compare small-business accounting software by bookkeeping, invoicing, bank feeds, team access and country requirements, with an accountant-led trial.
Tool profile · Invoicing
Zoho Books
Zoho Books is online accounting software with a free plan for small businesses under a revenue limit and paid plans priced by users and annual invoice volume.
Who it suits
A good fit for
- Very small businesses under the free plan's revenue limit (under US$50K a year on the US page)
- Teams that want several users at a low monthly price (3 users on Standard)
- Businesses already using other Zoho apps, such as Zoho Payroll in supported countries
Consider something else if
- Businesses that will pass the free plan's revenue or 1,000-invoice yearly limit soon
- Buyers who need phone or chat support on the free plan (email only)
Key features
- Free plan
- 1 user plus 1 accountant, up to 1,000 invoices and 1,000 expenses a year, 50 receipt autoscans a month.
- Plans by users and invoice volume
- Paid US plans range from 3 users and 5,000 invoices a year to 15 users and 100,000 invoices a year.
- Payroll integration
- Zoho Payroll lists automated payroll journal entries into Zoho Books.
Zoho Books pricing
United States: Free for businesses under US$50K annual revenue; paid plans from US$15 a month billed annually (US$20 monthly).
| Plan | Price | Key limits |
|---|---|---|
| Free (US) | US$0 | Annual revenue under US$50K; 1 user plus 1 accountant; 1,000 invoices a year; email support |
| Standard (US) | US$15 / month billed annually, or US$20 billed monthly | 3 users; 5,000 invoices a year |
| Professional (US) | US$40 / month billed annually, or US$50 billed monthly | 5 users; 10,000 invoices a year |
| Premium (US) | US$60 / month billed annually, or US$70 billed monthly | 10 users; 25,000 invoices a year |
| Elite (US) | US$120 / month billed annually, or US$150 billed monthly | 10 users; 100,000 invoices a year |
| Ultimate (US) | US$240 / month billed annually, or US$275 billed monthly | 15 users; 100,000 invoices a year |
- 14-day free trial on paid plans (US page).
- US edition prices in US dollars. Extra users were listed at US$2.50 to US$3 per user a month.
- Prices and free-plan terms were checked on the US pricing page only. Other country editions may have different prices, limits and tax features. Zoho Payroll lists availability in the US, Canada, India and several Gulf countries.
Evidence and scope
This profile summarizes Zoho’s US pricing page for Zoho Books and its US payroll page, checked on 6 October 2026. We have not tested Zoho Books hands-on. Other country editions were not checked.
Before you decide
Check two numbers before relying on the free plan: your annual revenue and the invoices you send in a year. If either is close to the limit, price the Standard plan now so the upgrade does not surprise you.
Our coverage of Zoho Books
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Sources
- Zoho Books pricing (United States) (opens in a new tab), Zoho (accessed )
- Zoho Payroll (United States) (opens in a new tab), Zoho (accessed )