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Tool profile · Invoicing
Wave
Wave offers free invoicing and bookkeeping on its Starter plan, a paid Pro plan with automation, and payroll for the US and Canada, priced in US and Canadian dollars.
Visit Wave(opens in a new tab)by Wave Financial
Who it suits
A good fit for
- US and Canadian freelancers and small businesses that want unlimited invoices without a monthly fee
- Owners who want invoicing, bookkeeping and payroll from one vendor in the US or Canada (payroll excludes Quebec)
Consider something else if
- Freelancers who need recurring invoices or automatic overdue reminders without paying (both are listed with Pro)
- Businesses outside the US and Canada (the pricing page lists USD and CAD prices only)
Key features
- Unlimited invoices on Starter
- Starter lists unlimited estimates, invoices, bills and bookkeeping records at no monthly cost.
- Pro automation
- Pro adds bank import, receipt capture, automated late payment reminders, recurring billing and branding without the Wave footer.
- Payroll
- US and Canadian payroll with tax filing; US tax service listed in all 50 states, Canada in all provinces and territories except Quebec.
Wave pricing
Starter is free; Pro is US$19 a month or US$190 a year (CA$25 or CA$250). Card payments carry processing fees on both plans.
| Plan | Price | Key limits |
|---|---|---|
| Starter | US$0 / CA$0 | Unlimited estimates, invoices and bills; card payments 2.9% + US$0.60 (3.4% + US$0.60 Amex) |
| Pro | US$19 / month or US$190 / year (CA$25 / month or CA$250 / year) | Card fee 2.9% + $0 on the first 10 transactions a month, then standard rates; recurring billing; automated reminders; multi-user access |
| Wave Advisors | From US$149 / month (from CA$199) | Bookkeeping service |
- Prices shown in US and Canadian dollars. A promotion of US$9.50 a month for the first 3 months of Pro was shown at the time of checking. Payroll: US$40 a month + US$6 per active employee + US$6 per contractor paid (US); CA$25 a month + $6 per active employee + $6 per contractor paid (Canada).
- The pages we checked list US and Canadian prices only. Discover card processing is listed as US only. Payroll in Canada excludes Quebec.
Evidence and scope
This profile summarizes Wave’s pricing, payroll and invoicing pages, checked on 6 October 2026. We have not tested Wave hands-on. The pages list prices in US and Canadian dollars only.
Before you decide
Starter is free, but card payments are not: add the processing fee to your cost for every invoice a client pays online. If you bill the same clients every month, note that recurring billing and automatic reminders are listed with Pro.
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Sources
- Wave pricing (opens in a new tab), Wave Financial (accessed )
- Wave payroll (opens in a new tab), Wave Financial (accessed )
- Wave invoicing (opens in a new tab), Wave Financial (accessed )