Best pick
Invoicing
Best Payroll Software for Small Business: US Options
Compare Gusto, OnPay and QuickBooks payroll for a US small business by state coverage, worker fees, time tracking, approvals and switching requirements.
Tool profile · Invoicing
OnPay
US payroll with a base package listing unlimited runs and multi-state payroll.
Visit OnPay(opens in a new tab)by OnPay
Who it suits
A good fit for
- US teams evaluating payroll for workers in multiple states
Consider something else if
- Businesses assuming optional HR and time tracking are included in the payroll-base quote
Key features
- Payroll Essentials
- The product pricing page lists W-2 and 1099 workers, unlimited pay runs and multi-state payroll.
- Separate products
- Compare required HR and time-tracking products or bundles separately.
OnPay pricing
Payroll Essentials lists US$49 base plus US$6/worker/month. The US$55 starting total is the base plus one worker. HR, time tracking and bundles have separate pricing.
OnPay’s payroll-base pricing should be compared with a competitor’s required payroll tier, rather than with a differently scoped bundle. Its page lists Payroll Essentials at a base fee plus a worker charge, alongside additional products.
The US$55 starting message is consistent with US$49 plus one US$6 worker. It is not the cost for a team of any size. Confirm how seasonal staff and contractors count in the billing period, and which additional services your company needs.
These are documented facts checked on 6 October 2026. We have not run payroll with OnPay. The US small-business payroll comparison covers approvals, corrections, funding cutoffs and provider handover.
Our coverage of OnPay
Sources
- OnPay product pricing (opens in a new tab), OnPay (accessed )