Best pick
Invoicing
Best Payroll Software for Small Business: US Options
Compare Gusto, OnPay and QuickBooks payroll for a US small business by state coverage, worker fees, time tracking, approvals and switching requirements.
Tool profile · Invoicing
Gusto
US payroll, benefits and people tools with one-state and multi-state plan choices.
Visit Gusto(opens in a new tab)by Gusto
Who it suits
A good fit for
- US small businesses comparing payroll and HR needs
Consider something else if
- Businesses seeking a verified non-US employee payroll product
Key features
- Payroll plans
- Simple is positioned for one-state payroll; Plus and Premium list multi-state payroll.
- Time tools
- Plus lists time tracking and scheduling; inspect the required tier or add-on.
Gusto pricing
Simple lists US$49/month plus US$6/person; Plus US$80/month plus US$12/person; Premium US$180/month plus US$22/person. Add-ons are separate.
Gusto’s current pricing page separates the base subscription from the per-person charge. Simple, Plus and Premium solve different package requirements, so compare the required tier before estimating cost.
The official rates above were checked on 6 October 2026. They are listed US rates, not a quote for your company. Benefits, faster-payment options and other add-ons can change the total. Confirm the states, worker mix and funding schedule directly with Gusto.
This profile is based on documentation, not payroll processing tests. Use the US payroll comparison for a common evaluation checklist and example costs.
Our coverage of Gusto
Sources
- Gusto current plans (opens in a new tab), Gusto (accessed )